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The icon to the right will connect you to the FDIC's Electronic Deposit Insurance Estimator (EDIE) - an interactive application that allows you to calculate the insurance coverage of your accounts at each FDIC-insured institution.
Below are some common examples of FDIC insurance. Visit the FDIC website for more information.
Click here to read the official statement regarding the changes.
Official FDIC coverage brochure
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| Basic FDIC Deposit Insurance Coverage Limits* |
| Single Accounts (owned by one person) |
$250,000 per owner |
| Joint Accounts (two or more persons) |
$250,000 per co-owner |
| IRAs and certain other retirement accounts |
$250,000 per owner |
| Trust Accounts |
$250,000 per owner per beneficiary subject to specific limitations and requirements |
| Corporation, Partnership and Unincorporated Association Accounts |
$250,000 per corporation, partnership or unincorporated association |
| Employee Benefit Plan Accounts |
$250,000 for the non-contingent, ascertainable interest of each participant |
| Government Accounts |
$250,000 per official custodian |
*Beginning December 31, 2010 through December 31, 2012, deposits held in noninterest-bearing transaction accounts will be fully insured, regardless of the amount in the account, at all FDIC-insured institutions.
If you have questions about FDIC coverage limits and requirements, visit www.myFDICinsurance.gov, call toll-free 1-877-ASK-FDIC or ask a representative at your bank. |
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