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The icon to the right will connect you to the FDIC's Electronic Deposit Insurance Estimator (EDIE) - an interactive application that allows you to calculate the insurance coverage of your accounts at each FDIC-insured institution.
Below are some common examples of FDIC insurance. Visit the FDIC website for more information.
Click here to read the official statement regarding the increase.
Official FDIC coverage brochure
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| Basic FDIC Deposit Insurance Coverage Limits* |
| Single Accounts (owned by one person) |
$250,000 per owner |
| Joint Accounts (two or more persons) |
$250,000 per co-owner |
| IRAs and certain other retirement accounts |
$250,000 per owner |
| Trust Accounts |
$250,000 per owner per beneficiary subject to specific limitations and requirements |
| Corporation, Partnership and Unincorporated Association Accounts |
$250,000 per corporation, partnership or unincorporated association |
| Employee Benefit Plan Accounts |
$250,000 for the non-contingent, ascertainable interest of each participant |
| Government Accounts |
$250,000 per official custodian |
| Non-interest Bearing Transaction Accounts |
Unlimited coverage – only at participating FDIC-insured banks and savings associations ** |
* On January 1, 2014, the standard coverage limit will return to $100,000 for all deposit categories except IRAs and Certain Retirement Accounts, which will continue to be insured up to $250,000 per owner.
Fidelity Bank of Florida, N.A. is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.
If you have questions about FDIC coverage limits and requirements, visit www.myFDICinsurance.gov, call toll-free 1-877-ASK-FDIC or ask a representative at your bank. |
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